From 95% Drop-Off to 1700% Lead Growth

SEVA’s platform encourages users to choose cars based on financial fit, a novel, finance-first approach in a market where users typically browse vehicles first, then think about money later.

This well-intentioned model created a misalignment: users wanted freedom to explore, while the platform asked them to think about financing upfront. The result? A staggering 95% drop-off in early journeys.

Timeline

Dec 2022 - Mar 2023

Industry

Fintech

Type

Responsive Web

Role

UI/UX Designer

Team

3 UI/UX Designer

2 UX Researcher

3 UI/UX Designer

2 UX Researcher

3 UI/UX Designer

2 UX Researcher

Challenge

Challenge

Challenge

Users came to browse, but SEVA asked them to calculate. This mismatch created friction, especially for users unfamiliar with how financing worked. SEVA’s IA feature offered fast financing approval, but it was not visible or intuitive enough to build trust or engagement.

“How might we increase lead conversions by offering a seamless car search and financing experience?”

Result

Result

Result

1700% increase in lead conversion

95% drop-off reduced significantly

95% drop-off reduced significantly

Financing now felt like a support tool, not a barrier

Users navigated with clarity and purpose

Users navigated with clarity and purpose

Approach

Approach

Approach

Know Your Audience

SEVA initially grouped users by broad socio-economic factors. We refined these into sharper personas based on car purchase intent and decision readiness:

  • I'm planning to buy a car in the next two years. Right now, I'm saving for a down payment and researching affordable options with financing that fits my budget.

    The Rookie Dreamer, 25 y.o

  • I need to upgrade my car for my family. I'm actively researching options, looking for discounts, and exploring flexible financing to make the best decision.

    The Deal Seeker, 36 y.o

  • Buying a car in 1-3 months. I've know the brand, and down payment ready. Now looking for low-interest financing, including non-bank leasing.

    The Intentional Buyer, 47 y.o

These personas helped us frame behavioral triggers and tailor the experience based on decision stage.

I'm planning to buy a car in the next two years. Right now, I'm saving for a down payment and researching affordable options with financing that fits my budget.

The Rookie Dreamer, 25 y.o

I need to upgrade my car for my family. I'm actively researching options, looking for discounts, and exploring flexible financing to make the best decision.

The Deal Seeker, 36 y.o

Buying a car in 1-3 months. I've know the brand, and down payment ready. Now looking for low-interest financing, including non-bank leasing.

The Intentional Buyer, 47 y.o

UX Audit & Research

Through a UX audit and click heatmaps, we uncovered critical pain points:

  • Users engaged most with content above the fold, but dropped off quickly as they scrolled — suggesting poor content prioritization

  • Search felt cluttered with irrelevant steps

  • Financing was abstract, jargon-heavy, and disconnected from the car discovery journey

Through a UX audit and click heatmaps, we uncovered critical pain points:

  • Users engaged most with content above the fold, but dropped off quickly as they scrolled — suggesting poor content prioritization

  • Search felt cluttered with irrelevant steps

  • Financing was abstract, jargon-heavy, and disconnected from the car discovery journey

Through a UX audit and click heatmaps, we uncovered critical pain points:

  • Users engaged most with content above the fold, but dropped off quickly as they scrolled — suggesting poor content prioritization

  • Search felt cluttered with irrelevant steps

  • Financing was abstract, jargon-heavy, and disconnected from the car discovery journey

Workshop & Strategy

We ran a cross-functional workshop to align design, marketing, and product teams on the root issues. Together, we prioritized:

  1. A new sitemap & information architecture to simplify navigation

  2. A revamped presentation of the Instant Approval (IA) feature — making its value clearer and more accessible

Design Principles

Our new approach focused on clarity, flexibility, and behavioral alignment:

  • Seamless & Intuitive – Reduced steps, fewer redirects

  • Behavior-Aligned – Let users browse first, finance later

  • Smart Search – Let users filter by car type, price, AND financial fit

Two Concepts, One Clear Winner

Two Concepts, One Clear Winner

Two Concepts, One Clear Winner

Concept A — Smart Search Experience

We redesigned the search to be the front door of the experience. Users could browse cars by type, then filter by financial criteria, like income, loan tenor, or down payment, integrating financing without forcing it upfront.

“It feels like I’m in control — but the system still helps me make smarter choices.”

Concept B — Hyper Personalized Experience

This version centered around tailored recommendations from the start, showing "suggested cars" based on past interactions and financing preferences.

While promising in theory, it introduced complexity:

  • Separate entry points

  • Whole-page transitions mid-flow

  • Reduced transparency around options

Users found it less clear, and less trustworthy.

“I don’t want suggestions — I want to explore myself.”

Testing & Validation

Testing & Validation

Testing & Validation

We partnered with UX Researchers for in-depth interviews (IDI) and concept testing. I ensured the prototype supported realistic flows and participated in note-taking and synthesis sessions.

Results were clear:

🔹 Concept A increased engagement, clarity, and user confidence

🔸 Concept B confused users and diluted the USP

Smart Search became the foundation of our redesign moving forward.

Visual Design Highlights

Visual Design Highlights

Visual Design Highlights

We embraced a clean, finance-meets-lifestyle aesthetic, balancing clarity with emotional appeal.

  • Neutral tones for trust, with accent colors for action

  • Card-style listings made cars feel browseable and personal

Reflections

Reflections

This project reminded me that clarity beats cleverness. A product that asks users to change behavior must do more than explain; it must guide.

By simplifying the journey and aligning business strategy with user mental models, we unlocked not just better UX, but real, measurable growth.

“A better flow won’t just convert more — it’ll feel right.”